Debt Management & Relief
For most physicians, debt isn’t just numbers on a statement—it’s a heavy weight you carry every day. The average physician finishes residency with over $260,000 in student loans, and that doesn’t include the credit cards or consumer debt many take on just to get through training. The result? A constant background stress that drains your energy and clouds your ability to think clearly about the future.
At Fulfilled & Funded, we know this mountain feels overwhelming—but we also know it’s possible to climb out. Together, we’ll:
Student Loans – Break down repayment options, from refinancing to forgiveness, and design a payoff strategy aligned with your long-term goals.
Consumer & Credit Card Debt – Tackle high-interest balances that quietly eat away at your progress.
Mental Energy Audit – Recognize the hidden cost of carrying debt—not just in interest, but in stress, distraction, and lost confidence.
We’ll create a strategy that works with your life, not against it—one that balances paying down debt with building wealth and freedom.
3 Steps to Escape the Debt Mountain
Map the Terrain – Get crystal-clear on how much you owe and what’s costing you the most.
Pick Your Climb – Choose the strategy (refinance, forgiveness, payoff) that fits your goals.
Shift Your Energy – Free up mental space by putting your debt on a structured, automated plan.